Broker Check

Our Process

We take a comprehensive approach to financial planning. We believe that Confidence and Peace of Mind in retirement is achieved when you know you are making the best possible decisions for you and your loved ones.

Step 1- Introduction and Getting to know Each Other

In our first meeting we'll get to know each other. We'll talk about what your financial objectives are and what it is you are looking to do. We will make sure you are aware of and understand all your options. We will discuss what’s worked, what hasn’t, what your goals are, what your fears are, and how they interact. Then, we will share a little bit about our financial planning strategies and what we can do to help accomplish your objectives. We will also determine if our process is a good fit for you. 

Step 2 - Building Your Financial Plan

During this meeting we will review your goals and dive into the details:

  • What is your current investment allocation?
  • Do you understand the factors that influence returns?
  • Will your portfolio do what you want it to do in retirement?
  • How would you measure that? What about insurances? Do you need them?
  • Do you pay off the house or downsize?
  • What about college education?

We will Synchronize several key areas:

  • Income Planning
  • Advanced Tax Planning strategies
  • Investment and Risk Strategies
  • Estate Planning

We will also discuss how to protect your financial future from unexpected expenses and life events. By the end of the meeting you will have a clear understanding of your current financial plan and what needs to be done for you to achieve your financial goals.

Step 3 - Implementation Meeting

During this meeting we review the recommendations we make sure your options are understood and the path forward is clear. The primary objective is to get you on track toward your goals and to keep you on the right track. We will review the actions, responsibilities, and delivery dates for fully “onboarding” you, our new client. We want to make this process transparent, efficient and painless for you.

Step 4 - Progress Meeting

During this meeting we review and ensure that you understand how your investments are positioned and all investments are consistent with your overall goals and plan. We understand that as life changes so will you. That is why we continually meet with the client to review their goals, risk tolerance, and any changes that we need to make to correct the course of their financial plan.

Step 5 - Annual Strategy Meeting

At this meeting we review your financial plan, your investments and any life changes to ensure that everything is on track. We will make, when necessary, adjustments to be sure your investments are on target to achieve your objectives. We also spend this time creating a strategy that minimizes taxes going forward.

Have a Question?

Thank you!